Mumbai, Jan. 20 -- Total income increased 15.20% year on year (YoY) to Rs 5,451.26 crore in Q3 FY26, as against Rs 4,731.89 crore in Q3 FY25.

The bank's operating profit before provisions and contingencies stood at Rs 1,215.31 crore in Q3 FY26, registering a marginal growth of 0.86% YoY.

Net interest income (NII) rose 16% YoY to Rs 2,341 crore in Q3 FY26. Net interest margin (NIM) improved by 25 basis points quarter on quarter (QoQ) to 5.7%, compared with 5.5% in Q2 FY26.

The banks pre-provisioning operating profit (PPoP) grew 3% YoY to Rs 1,235 crore in Q3 FY26, compared with Rs 1,205 crore in Q3 FY25.

Total deposits grew 23.3% YoY and 4.5% QoQ to Rs 1,38,415 crore. The CASA ratio remained stable at around 29% as of December 2025, un...