Nairobi, March 28 -- Let me start by telling you of a Kenyan who is retired but is earning a solid sum every month from a bank. And no, it is not money from a pension scheme. It is also not one of those borderline deals that leave someone looking behind their backs to see if the authorities are after them. It is clean money coming from a bold financial decision the Kenyan made years ago.

You can be like that Kenyan. You can have money flowing into your account in your sunset years as you take things slow and take stock of the ways you have made this world a better place.

But before that, did you know that, according to the latest Standard Chartered Wealth Expectancy Report for Kenya, the average preferred age of retirement is 56?

That ...