Nairobi, March 7 -- There is a trend of Kenyan women investing in property through investment groups (chamas), and others solo. But generations of women on the housing ladder are still very low.

So, what makes women less inclined to own homes or land yet it is one of the most valuable family assets? What determines the property they buy and how is the real estate market responding to this?

Findings of the recent Kenya Demographic Health Survey (KDHS), show that even with more money to spend, Kenyan women are not active in the property market.

Married women are the largest owners of a home in Kenya at 52.5 percent. But only 14 percent of women divorcees own one.

The situation is even worse among unmarried women. Only 1.8 percent of the...