Srinagar, Aug. 4 -- Recently, I had an opportunity to watch a compelling podcast featuring Syed Agha Rouhullah which became main inspiration to write this paper. With fervent clarity, he asserted that every sector in Jammu and Kashmir (J&K) is gripped and riveted by crisis. He spoke passionately about the soaring cost of living, a stark departure and unimaginable from the region's past, when affordability and accessibility were central to its quality and ease of life. He passionately highlighted the erosion of basic securities most notably, the shelter crisis. One of the most jarring issues he highlighted was the erosion of shelter as a basic human right. At one time, no individual in J&K was landless or homeless. Having a roof overhead w...