United Kingdom, Nov. 28 -- Several major banks are reportedly in talks to lend $38 billion to support the infrastructure build-out powering OpenAI's breakneck expansion.

According to a report from the Financial Times, the funds would flow through Oracle and data centre operator Vantage, which are racing to construct the massive compute sites OpenAI needs to sustain ChatGPT's growth and next-generation models.

The loan would be one of the largest private credit efforts ever attempted in the tech sector.

The talks underscore a mounting concern across financial markets, as OpenAI's meteoric rise is colliding with the staggering cost of scaling artificial intelligence.

Despite its global dominance and explosive user growth, OpenAI remains...