Australia, July 25 -- New South Wales Land and Environment Court issued text of the following judgement on June 25:

1. Ms Nguyen (the plaintiff) claims that she made 2 loans to Mr Pham (the defendant), both of which he has failed to repay. She says that the first was a loan of $100,000 and the second a loan of $50,000.

2. Mr Pham denies borrowing or receiving any money from Ms Nguyen. He even denies knowing Ms Nguyen.

3. Ms Nguyen claims that she made the second loan to Mr Pham pursuant to a written loan agreement and an unregistered mortgage, both of which were signed by Mr Pham and said to have been witnessed by Mr Quang L Nguyen.

4. Mr Pham denies signing either document. He also denies signing a caveat at the same time. He called a ...