Guwahati, Oct. 17 -- With scams after scams hitting the banking and other fiscal institutions, the danger is real that the ordinary man of the street will lose trust in the nation's financial system. While perpetrators of multi-crore-rupee frauds such as Vijay Mallya and Nirav Modi are yet to be brought to book, early this year the promoters of one of the most well-known housing finance institution of the country, Dewan Housing Finance Corps Ltd (DHFL), had been confronted with allegations of siphoning off over Rs 31,000 crore of public money, procured from Indian banks, through loans and advances to shell companies. The latest in the litany of banking fraud or mismanagement is the case of the Punjab and Maharashtra Cooperative (PMC) Bank, ...