New Delhi, June 30 -- The Reserve Bank of India's (RBI) final guidelines for project finance loans, aimed at managing risks while supporting the viability of projects, are credit positive according to Moody's Ratings.

Moody's, in a report on Monday, noted that it does not expect a significant day-one impact on profitability at the system level because the guidelines apply only to projects that have not achieved financial closure by October 1, 2025.

Furthermore, the global rating agency asserted that the additional provisions (25-60 basis points) apply only to projects specific loans, while other loans (such as term loans, working capital loans) to companies in the infrastructure and commercial real estate (CRE) sector are not impacted....