New Delhi, Oct. 30 -- The next phase of growth in India's Unified Payments Interface (UPI) will come from frictionless biometric authentication and conversational "chat and pay" journeys, according to a report by Worldline, a global payment service provider.

The report highlighted that UPI's next wave of expansion is already visible, with global corridors such as Singapore and the UAE extending UPI's reach beyond India. Chat-based conversational payment journeys and UPI Autopay are making transactions more seamless within apps, while biometric authentication pilots are expected to redefine user experience and expand adoption across diverse demographics.

It stated, "The next chapter will bring major advances: frictionless biometric authe...