New Delhi, Dec. 22 -- India's traditional kirana stores are rapidly integrating into the formal economy as the country's digital payments infrastructure deepens, with over 70 crore active QR codes now linking local merchants to the mainstream financial system, according to a report by Worldline.

The report highlighted that India's payment behaviour has undergone a significant shift, moving from simple screen taps to a scan-first economy. Digital payments are no longer seen as just a convenience, but have become a daily habit for consumers and merchants alike.

The third quarter of 2025 marked a turning point, highlighting the scale and maturity of digital transactions across the country.

It stated, "The 709 million active QR codes have ...