New Delhi, March 12 -- The individual housing loans outstanding as of September 30, 2024, stood at Rs 33.53 lakh crore, marking a 14 per cent growth compared to the same period in the previous year, according to the report launched by the National Housing Bank (NHB).

This suggests that the housing sector is growing well. According to the Ministry of Finance, which quoted the NHB, the share of housing loans by category stood at 39 per cent for Economically Weaker Sections (EWS) and Lower Income Group (LIG), 44 per cent for Middle Income Group (MIG), and 17 percent for High-Income Group (HIG).

Individual housing loan disbursements were recorded at Rs 4.10 lakh crore during the half-year that ended September 2024, while for the full financ...