New Delhi, Nov. 24 -- The retail lending landscape of India continued its stable upward trajectory in Q2 FY26, driven by strong growth in secured large-ticket loans and a rebound in key consumer credit segments, said a report by CRIF High Mark.

As per the latest edition of How India Lends released by CRIF High Mark, the retail and consumption loan outstandings grew 18 per cent year-on-year and 4.5 per cent sequentially.

The growth, it said, is supported by heightened demand for gold loans, auto loans, and a resurgence in personal loans and credit cards. PSU banks further consolidated their leadership across several major loan categories.

The report is based on data as of September 2025.

Gold loans emerged as the fastest-growing segmen...