New Delhi, Dec. 19 -- Credit cards continued to dominate high-value consumer spending in the country, while UPI further strengthened its position as the preferred mode for everyday payments, according to a report by Worldline.

The report highlighted shifting payment behaviour, with users increasingly favouring credit cards, UPI and prepaid instruments, while debit card usage continued to decline.

The report stated this by highlighting the data for the third quarter of the 2025. It stated that during this period credit card transactions rose 26 per cent to 1.45 billion, with the transaction value reaching Rs 6.07 trillion.

This growth highlighted the strong role of credit cards in high-value and EMI-led purchases, supported by rewards p...