New Delhi, Dec. 30 -- Gold loans have quietly emerged as one of the most resilient and fastest-growing credit segments in the lending space in past few years amid spotlight on unsecured retail credit and digital lending.

According to a reports based on the insights shared by the experts at the Antique Stock Broking's BFSI Conference 2025, gold loans have scaled nearly four-fold over the past three years, supported by rising gold prices, higher average ticket sizes, and sustained demand from semi-urban and rural borrowers.

It was highlighted at the conference that over 60% of new retail loan originations now come from semi-urban and rural regions, where gold remains a culturally accepted and liquid form of collateral.

Delinquencies are ...