New Delhi, Feb. 21 -- Allowing a complaint against an insurance company, the District Consumer Redressal Commission II ruled that, as per established law, lifestyle diseases like diabetes and hypertension cannot be treated as pre-existing conditions and therefore cannot be grounds for claim rejection by the insurer.

Therefore, these cannot serve as a valid reason for the insurance company to deny a claim.

A claim was rejected by the insurance company because the deceased did not disclose that he was suffering from diabetes and hypertension tension. The deceased had purchased insurance for his house loan.

The Commission while deciding the complaint also said, "Moreover, the non-disclosure" in respect of this lifestyle disease all diabet...