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Assess risk tolerance before you invest

New Delhi, Feb. 17 -- How should I determine my risk appetite? I am 35 years old and I earn Rs.90,000 a month. I am new to mutual funds (less than a year) and finding it difficult to pick schemes. Can... Read More


Increase your SIPs as income grows

New Delhi, Feb. 10 -- I am 30 years old, married and expecting a child. I invest Rs.20,000 in mutual funds and Rs.10,000 in Public Provident Fund. I invest Rs.4,000 each in Mirae Asset Emerging Blue C... Read More


Don't have high exposure to one AMC

New Delhi, Jan. 27 -- I have been investing Rs.2,000 per month via systematic investment plans (SIPs) in the following schemes for the last one year-HDFC Top 100, Axis Focused 25, ABSL Frontline Equit... Read More


Be prepared for higher volatility when investing in mid- and small-cap funds

New Delhi, Jan. 13 -- Public Provident Fund, PPF, mutual funds, fixed deposits, recurring deposits, small- or mid-caps, fixed income, SIP I am 29 years old and I have been investing for over a year n... Read More


Annuity is taxable as per your tax slab

New Delhi, Jan. 6 -- I will be retiring next year. I expect to have accumulated Rs.1.25 crore in Employees' Provident Fund (EPF) and Rs.30 lakh in the National Pension System (NPS) by the time of reti... Read More


PF withdrawal at retirement is tax-free

New Delhi, Jan. 6 -- I will be retiring next year. I expect to have accumulated Rs.1.25 crore in Employees' Provident Fund (EPF) and Rs.30 lakh in the National Pension System (NPS) by the time of reti... Read More


Consider investing in multiple AMCs

New Delhi, Dec. 16 -- I am 53 years old and I lost my job after working there for two-and-a-half years. I have Provident Fund (PF) contributions from three companies spanning 13 years. Will the PF wit... Read More


Be a financial role model for children

New Delhi, Dec. 9 -- I want to inculcate good financial discipline in my son who is 14 years old. What are some ways to get him interested in savings and investing? He has a pocket money of Rs.2,000 a... Read More


Avoid recurring deposits (RD) if you are in a higher tax slab

New Delhi, Nov. 25 -- I am 21 years old and I want to invest for my wedding. My wedding expense is expected to be Rs.20 lakh. I am planning to get married by 29 or 30 years. I can invest up to Rs.15,0... Read More


Avoid RDs if you are in a higher tax slab

New Delhi, Nov. 25 -- I am 21 years old and I want to invest for my wedding. My wedding expense is expected to be Rs.20 lakh. I am planning to get married by 29 or 30 years. I can invest up to Rs.15,0... Read More