ALEXANDRIA, Va., July 3 -- United States Patent no. 12,346,963, issued on July 1, was assigned to Wells Fargo Bank N.A. (San Francisco).
"Identifying and providing unfulfilled services via an ATM" was invented by Pankaj Parekh (San Francisco), Steve Perez (San Francisco), Keith Clithero (Charlotte, N.C.), Daniel Sanford (Charlotte, N.C.) and Bill Wurz (San Francisco).
According to the abstract* released by the U.S. Patent & Trademark Office: "Systems and methods for identifying and providing unfulfilled services to a user of a provider institution mobile application are provided. A method includes: identifying an unfulfilled service of the user of the provider institution mobile application based on an indication that the user has a pendi...