ALEXANDRIA, Va., Feb. 19 -- United States Patent no. 12,229,734, issued on Feb. 18, was assigned to U.S. Bank National Association (Minneapolis).
"Mobile check deposit" was invented by Marlen L. Foster (Fairfield, Calif.), Connie K. Yung (San Francisco), Vijay Narayanan (San Jose, Calif.), Raj M. Bharadwaj (Plymouth, Minn.), Soumitri Naga Kolavennu (Plymouth, Minn.), Jessica G. Winberg (Prescott, Wis.), Balasubramanian Narayanan (Eagan, Minn.) and Hima Rama Subrahmanyam Vishnubhotla (Suwanee, Ga.).
According to the abstract* released by the U.S. Patent & Trademark Office: "Methods and systems for remote check deposit are disclosed. A check for deposit is processed without the need for a server to receive any image of the check initially. ...