ALEXANDRIA, Va., June 16 -- United States Patent no. 12,306,919, issued on May 20, was assigned to ROYAL BANK OF CANADA (Toronto).

"Systems and methods for dynamic passphrases" was invented by Edison U. Ortiz (Orlando, Fla.), Mohammad Abuzar Shaikh (Orlando, Fla.), Margaret Inez Salter (Orlando, Fla.), Sarah Rachel Waigh Yean Wilkinson (Toronto), Arya Pourtabatabaie (Orlando, Fla.), Iustina-Miruna Vintila (Bucharest, Romania), Steven Fernandes (Omaha, Neb.) and Sumit Kumar Jha (San Antonio).

According to the abstract* released by the U.S. Patent & Trademark Office: "Systems, devices, methods, and computer readable media are provided in various embodiments relating to generating a dynamic challenge passphrase data object. The method includ...