ALEXANDRIA, Va., June 4 -- United States Patent no. 12,323,408, issued on June 3, was assigned to CITIZENS FINANCIAL GROUP INC. (Providence, R.I.).
"Unified lending platform" was invented by Rajesh K. Shah (Parsippany, N.J.), Arif Sufi (Harrison, N.J.), Balamurugan Muthu (Phoenix), Sudip Mukhopadhyay (Jamaica, N.Y.), Deepak Nayak (Dayton, N.J.), Michael S. Ruttledge (East Greenwich, R.I.), Dhiraj Rattan (Gilbert, Ariz.), James W. Mitcheson (West Bridgewater, Mass.), Nageshwara Rao Chirravuri (Chandler, Ariz.), Krishna Mopati (Cave Creek, Ariz.), Williard D. Stackpole (Tolland, Conn.), Kyle R. Berglund (Franklin, Tenn.), Matthew Eble Darlage (Pittsburgh), Chris Benz (Seville, Ohio), Christopher D. Elomaa (Coventry, R.I.), Brendan Coughlin (...