US Patent Issued to Capital One Services on July 15 for "Updating a machine learning fraud model based on third party transaction information" (Virginia, Pennsylvania, District Of Columbia, California Inventors)

Posted On: 2025-07-16

ALEXANDRIA, Va., July 16 -- United States Patent no. 12,361,427, issued on July 15, was assigned to Capital One Services LLC (McLean, Va.).

"Updating a machine learning fraud model based on third party transaction information" was invented by Colin Hart (Falls Church, Va.), Joshua Edwards (Philadelphia), Francisco Perezleon (Richmond, Calif.), Molly Johnson (Alexandria, Va.), Kaitlin Newman (Washington), Angelina Wu (Vienna, Va.) and Jason Ji (Reston, Va.).

According to the abstract* released by the U.S. Patent & Trademark Office: "A device receives first transaction information associated with a first transaction, and a first transaction account utilized for the first transaction and associated with a first financial institution. The dev...

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US Patent Issued to Capital One Services on July 15 for "Updating a machine learning fraud model based on third party transaction information" (Virginia, Pennsylvania, District Of Columbia, California Inventors)