US Patent Issued to Bank of America on Sept. 9 for "Alternative distribution and accessing of one-time passwords (OTPs)" (North Carolina, New York Inventors)

ALEXANDRIA, Va., Sept. 10 -- United States Patent no. 12,413,581, issued on Sept. 9, was assigned to Bank of America Corp. (Charlotte, N.C.).

"Alternative distribution and accessing of one-time passwords (OTPs)" was invented by George Anthony Albero (Charlotte, N.C.) and Maharaj Mukherjee (Poughkeepsie, N.Y.).

According to the abstract* released by the U.S. Patent & Trademark Office: "Alternative distribution/communication of and access to One-Time Passwords/Passcodes (OTPs). Triggering events are detected that result in the OTP being communicated to a communication device different from the device designated by the user for receiving OTPs. The triggering event may be determination that the user's designated device (i) is not currently in...