US Patent Issued to Bank of America on Sept. 16 for "On-demand file type-specific generation of electronic communications" (Texas, California, New Jersey, Illinois Inventors)

ALEXANDRIA, Va., Sept. 17 -- United States Patent no. 12,417,206, issued on Sept. 16, was assigned to Bank of America Corp. (Charlotte, N.C.).

"On-demand file type-specific generation of electronic communications" was invented by Saurabh Khanna (Frisco, Texas), David Balbo (Milltown, N.J.), Harmeet Kalra (Dublin, Calif.), Jayakrishnan Muraleedharan (Thousand Oaks, Calif.), Richard W. Renner (Granite City, Ill.), Pawan K. Shetty (McKinney, Texas) and Mansoor Zafar (Frisco, Texas).

According to the abstract* released by the U.S. Patent & Trademark Office: "On-demand generation of electronic/digital communication documents. Standardized data files are received which contain the variable and indexing user data needed to generate the digital c...