US Patent Issued to Bank of America on Sept. 16 for "Multifactor authentication via bifurcated passcode and non-fungible token" (North Carolina, Illinois, New Jersey, Texas, Rhode Island, South Carolina Inventors)

ALEXANDRIA, Va., Sept. 17 -- United States Patent no. 12,418,415, issued on Sept. 16, was assigned to Bank of America Corp. (Charlotte, N.C.).

"Multifactor authentication via bifurcated passcode and non-fungible token" was invented by Anna Kristen Pingel Berry (Indian Land, S.C.), Shweta Ambulkar (Plainsboro, N.J.), Benjamin Daniel Hardman (Harrisburg, N.C.), Angela Ianni (Lincoln, R.I.), Ravi Joshi (Pennington, N.J.), Olga Kocharyan (Matthews, N.C.), Luqman Sharief (Libertyville, Ill.) and Michael Wm. Whitaker (Fort Worth, Texas).

According to the abstract* released by the U.S. Patent & Trademark Office: "Multifactor user authentication leveraging secure tokenization, such as a Non-Fungible Token (NFT) and multiple passkeys (e.g., bifurc...