ALEXANDRIA, Va., Oct. 28 -- United States Patent no. 12,455,979, issued on Oct. 28, was assigned to Bank of America Corp. (Charlotte, N.C.).

"Permission based information transfer based on internet of things (IoT) insights" was invented by George Albero (Charlotte, N.C.), Maharaj Mukherjee (Poughkeepsie, N.Y.), Ariel Fontaine Hill (Arlington, Va.) and Elijah John Clark (Charlotte, N.C.).

According to the abstract* released by the U.S. Patent & Trademark Office: "A computing platform may receive, from a plurality of IoT information sources, historical information associated with a user. The computing platform may generate, based on the historical information, a user specific policy, defining information distribution rules for the user. The...