ALEXANDRIA, Va., Oct. 28 -- United States Patent no. 12,456,145, issued on Oct. 28, was assigned to Bank of America Corp. (Charlotte, N.C.).
"Financial health smartwatch" was invented by Daralyn M. Nicholson (Charlotte, N.C.), Anna Hollifield (Charlotte, N.C.) and Shaun G. Hunter (Grayson, Ga.).
According to the abstract* released by the U.S. Patent & Trademark Office: "Computer implemented systems and methods are disclosed involving technological advancements in the processing of electronic transaction processing. A system may comprise a networked environment including heterogeneous or homogenous payment processing systems. A centrally accessible server machine storing an automatic savings program module and rules controls the generation...