ALEXANDRIA, Va., June 16 -- United States Patent no. 12,309,277, issued on May 20, was assigned to Bank of America Corp. (Charlotte, N.C.).

"Domain specific tokens for reduced token generation" was invented by Jeetendra Hukmichand Jain (Charlotte, N.C.), Bradley Holland (Huntersville, N.C.), James Loney (Charlotte, N.C.) and Vineet Agarwal (Simi Valley, Calif.).

According to the abstract* released by the U.S. Patent & Trademark Office: "Aspects of the disclosure relate to virtual tokens. A computing platform may generate a domain specific token, corresponding to a card number and having an approved users list. The computing platform may receive, from a first enterprise device corresponding to a first enterprise, card information of a card...