ALEXANDRIA, Va., June 18 -- United States Patent no. 12,327,081, issued on June 10, was assigned to Bank of America Corp. (Charlotte, N.C.).

"Cross channel digital data archiving and utilization system" was invented by Ryan Scott Heller (Middletown, Del.), Charanjit S. Bagga (Thousand Oaks, Calif.), Muralidhar Chowdarapu (Simi Valley, Calif.), Burton M. Covnot (Carol Stream, Ill.), Indradeep Dantuluri (Harrisburg, N.C.), Sandeep Gandhi (Waxhaw, N.C.), Saurabh Khanna (Frisco, Texas), Silvia Adriana Krasuk (Los Angeles), Mardochee Macxis (Concord, N.C.), Walter Thomas Robinson (Charlotte, N.C.), Rupal V. Shah (Loomis, Calif.) and Mansoor Zafar (Frisco, Texas).

According to the abstract* released by the U.S. Patent & Trademark Office: "Embod...