ALEXANDRIA, Va., July 30 -- United States Patent no. 12,373,542, issued on July 29, was assigned to Bank of America Corp. (Charlotte, N.C.).

"Multi-dimensional voice-based digital authentication" was invented by Rohit Sawkar (Charlotte, N.C.), Pratap Dande (St. Johns, Fla.), Morgan Allen (Waxhaw, N.C.), Kevin A. Delson (Woodland Hills, Calif.), Gilbert Gatchalian (Union, N.J.), Swetha Ravi (Charlotte, N.C.) and Lalit Dhawan (Waxhaw, N.C.).

According to the abstract* released by the U.S. Patent & Trademark Office: "Systems and methods for multi-dimensional voice-based digital authentication are provided. Methods include receiving, at a central server from a remote user device, a request to access a protected digital resource; displaying a ...