ALEXANDRIA, Va., July 30 -- United States Patent no. 12,374,149, issued on July 29, was assigned to Bank of America Corp. (Charlotte, N.C.).
"Enhanced item validation and image evaluation system" was invented by Jasher David Fowles (Davidson, N.C.), Kerry Kurt Simpkins (Fort Mill, S.C.), John B. Hall (Charlotte, N.C.), Murali Santhanam (Naperville, Ill.), Jeanne Moulton (Concord, N.C.) and Michael J. Pepe (Wilmington, Del.).
According to the abstract* released by the U.S. Patent & Trademark Office: "Systems for item validation and image evaluation are provided. In some examples, a system may receive an instrument and associated data. The instrument may be received and at least one of a bill pay profile and a user profile may be retrieved....