ALEXANDRIA, Va., Jan. 20 -- United States Patent no. 12,531,748, issued on Jan. 20, was assigned to Bank of America Corp. (Charlotte, N.C.).

"System for dynamic, secure, token-based snapshot generation" was invented by Elvis Nyamwange (Little Elm, Texas), Sailesh Vezzu (Hillsborough, N.J.), Amer Ali (Jersey City, N.J.), Rahul Yaksh (Austin, Texas), Hari Vuppala (Concord, N.C.), Pratap Dande (Saint Johns, Fla.), Brian Neal Jacobson (Los Angeles), Erik Dahl (Newark, Del.) and Rahul Shashidhar Phadnis (Charlotte, N.C.).

According to the abstract* released by the U.S. Patent & Trademark Office: "Systems, computer program products, and methods are described herein for dynamic, secure, token-based snapshot generation. The present disclosure is ...