ALEXANDRIA, Va., Aug. 6 -- United States Patent no. 12,380,457, issued on Aug. 5, was assigned to AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY INC. (New York).
"Optimal routing of payments" was invented by Michael S. Zoratti (Markman, Canada), Tristan M. Fuentes (Mesa, Ariz.) and Nicolas R. J. Blackwell (Worthing, Great Britain).
According to the abstract* released by the U.S. Patent & Trademark Office: "Disclosed are various embodiments for optimal routing of payments. A global transaction router hosted by a supernetwork instance can receive a payment request, where the payment request specifies an identifier for a recipient institution. The global transaction router can identify a plurality of routes from the global transaction rout...