Kolkata, May 22 -- The commercial credit portfolio for India's Micro, Small and Medium Enterprises (MSME) sector grew at 13 percent year-over-year (YoY) as the overall credit exposure increased to Rs 35.2 lakh crore as of March 31, 2025.
This trend was largely driven by an increase in credit supply to existing borrowers, according to 'TransUnion CIBIL and SIDBI's MSME Pulse Report for May 2025'.
The MSME sector includes borrowers with credit exposures up to Rs 50 crore.
Growth in the overall credit portfolio was accompanied by an improvement in balance-level serious delinquencies (measured as 90 to 720 days past due (DPD) and reported as 'sub-standard'), which fell to 1.8 pc, a five-year low.
Overall MSME balance-level delinquencies ...