New Delhi, June 16 -- A book highlighting internal shortcomings of public and private sector banks and stark contrast between them in terms of NPA (non-performing assets) levels was released here on Monday. The book, 'NPA Management in Public & Private Sector Banks in INDIA-Causes and Remedies", written by Dr. Amarjit Chopra, former President ICAI, was released at a function organised by the Bhartiya Vitta Salahakar Samiti. The author has pointed out in the book that internal shortcomings like poor credit appraisal, weak underwriting standards and ineffective credit monitoring, evergreening of loans and the external factors like corruption, political interference and frequent policy changes significantly contribute to the problem of NPA in ...