Chennai, Jan. 30 -- With artificial intelligence (AI) making major inroads in the global financial service sector, India's approach is towards leveraging technology for inclusive economic development, states the Economic Survey 2025-26.

However the adoption of AI in Indian finance is in early stages and used in basic functions, the Survey notes.

The Economic Survey was tabled by the Finance Minister Nirmala Sitharaman in the Parliament today.

The country's unique digital public infrastructure lays a foundation for AI integration, aiming to democratise financial access at an unprecedented scale.

Based on detailed surveys, the Reserve Bank of India (RBI) found that AI adoption in Indian finance is still in its early stages, with only appr...