, Feb. 2 -- As 2025 began, the National Savings Scheme introduced a revamped structure that substantially changed all savings certificates nationwide. These adjustments include an increase in both the investment limits and profit rates compared to previous years. On January 21, the National Savings Department updated its website with detailed information regarding the source tax applicable to these schemes. This update clarified the amounts payable to Sanchayapatra holders upon maturity and encashment. In this context, let's go over the new profit structure of the widely favored Family Savings Certificate.

Family Savings Certificates' Updated Return on Investment

The profit structure for this 5-year scheme, including the tax deducted at...