, July 5 -- Across its full suite of savings instruments, sweeping modifications have been rolled out under Bangladesh's National Savings Scheme . One key alteration pertains to the Pensioner Sanchayapatra , which now follows a redefined approach to distributing annual gains. From July 2025 , the scheme will operate under a revised model, defining yearly profit margins based on investment volume. Both full-term and premature encashment returns are now clearly stipulated. Let's delve into the refreshed July-December 2025 interest rate structure of the pensioner savings arrangement.

Pensioner Savings Certificates' Profit Framework for July to December 2025

All existing and new investments, across every category of savings certificate, wil...