, July 3 -- The National Savings Scheme has introduced important revisions across all categories of savings certificates. Among them, the 5-year Bangladesh Sanchayapatra has undergone a key update regarding its profit allocation framework. Effective from July 2025, the revised structure outlines annual return rates. These rates are set both at maturity and for early encashment, based on the scale of investment. Let's delve into this new profit-distribution model under the 5-year savings scheme.

5-year Bangladesh Savings Certificates' Profit Structure for July to December 2025

In assessing the applicable return rate, total accumulated investments across all savings instruments, including past contributions, will be included. The latest i...