, July 2 -- The National Savings Scheme in Bangladesh has brought notable updates to all savings certificates. The 3-Monthly Profit-Bearing Sanchayapatra is among those receiving renewed attention. These revisions, effective from July 2025, apply to the profit distribution. The scheme sets quarterly profit rates for maturity and early encashment based on the amount invested. Let's explore the newly structured July-December 2025 returns under the quarterly interest-bearing savings option.

3-month Profit-bearing Savings Certificates' Return Framework for July to December 2025

When considering total holdings across all schemes, including prior investments, the applicable return rate will be determined according to the following investment ...