, Feb. 9 -- The National Savings Scheme 2025 introduced notable changes across all savings certificates in Bangladesh that include the 3-month profit-bearing Sanchayapatra . It focuses on higher profit rates every 3 months for both maturity and early cash-out scenarios against various types of investments. On January 21, the National Savings Department's website disclosed details about tax deductions at source. This clarified the exact amount to be given on savings certificates at maturity or during early withdrawal. Let's explore the new profit structure of the quarterly interest-bearing scheme .

3-monthly Interest-bearing Savings Certificates' Updated Return on Investment

The table below outlines the profit structure for this scheme, ...