NEW DELHI, May 14 -- Q: As you are aware, this is a very different time from perhaps what anybody or you have seen in the earlier days and I would like to start off by perhaps an interesting anecdote. You are finding yourself at home right now and this must be very new overall in the last few weeks; how is your experience working from home?

A: There is a learning experience which many of you already have because of the business that has been the way you are living with your macro out of your briefcase, your office is where you are and that has not been the case with me. I have been perhaps more old fashioned, I need to have paper to feel comfortable with a note, to immerse myself in a note rather than look at a screen.

But that learning c...