India, Sept. 26 -- Indian policy-makers and experts feel that the real gains of GST 2.0, and the subsequent price dips, will favour the middle class and the rich segment. Yes, grocery bills and normal household expenses will come down, as most products now attract zero and five per cent GST. But the impact on individual families, according to one estimate, will be less than '1,000 a month. Other predictions put the figure at '2,000-3,000 per month. The former may not enthuse many. The latter will satisfy lower-income households, with combined monthly salaries of '30,000 or less each. With savings of up to 10 per cent, the poor will feel happy.

However, the real and substantial impact will be on big-ticket items, which are generally purch...