Kuala Lampur, Feb. 14 -- KUALA LUMPUR, Feb 14 - Have you ever tried reading your medical insurance policy? Or do you just forget about it until you need to make a claim?

Or maybe you are overwhelmed by all the jargon, but would really want to compare different policies and buy the best medical insurance plan based on your needs and budget?

Here are nine basic medical insurance terms, based on the government-backed Financial Education Network's (FEN) guide, and also online guides by Malaysia's insurance and takaful industry.

Test yourself or use this as a refresher:

Annual limit

This is the maximum amount that your insurance company will pay for your hospital bills in a year.

For example, if your annual limit is RM100,000, but the ho...