REVIEW AND RATIONALIZATION OF PRUDENTIAL NORMS - UCBSUCB TIERLOAN AMOUNT* PER DWELLING UNITTIER 1₹60 LAKHTIER 2₹1.40 CRORETIER 3₹2 CRORETIER 4₹3 CRORESR. NO.CIRCULARDATE OF ISSUESUBJECT1.DECEMBER 30, 20222.APRIL 26, 2012

MUMBAI, India, Feb. 24 -- Reserve Bank of India issued the following notification:

RBI/2024-25/118

DOR.CRE.REC.62/07.10.002/2024-25

February 24, 2025

All Primary (Urban) Co-operative Banks

Madam / Dear Sir,

Review and rationalization of prudential norms - UCBs

Reserve Bank has, from time to time, prescribed various prudential norms for Urban Co-operative Banks (UCBs) for enhancing their financial soundness and resilience. Some of these prudential norms have been issued with a view to reducing credit concentration risk, reducing exposures to sensitive sectors, and enhancing provisioning requirements for relatively riskier exposures. These norms, inter alia, include the stipulations relating to small value loans, exposure ceilings on h...