MUMBAI, India, April 21 -- Reserve Bank of India issued the following notification:

RBI/2025-26/26

DOR.MCS.REC.17/01.01.003/2025-26

April 21, 2025

All Commercial Banks

All Primary (Urban) Co-operative Banks

All State Co-operative Banks and District Central Co-operative Banks

Madam/ Dear Sir,

Opening of and operation in deposit accounts of minors

Reserve Bank of India has issued guidelines in the past to banks on opening of and operations in the deposit accounts of minors. A review of the existing guidelines has been made with a view to rationalise and harmonise the extant guidelines.

2. Based on the review, the revised instructions on opening and operation in the deposit accounts of minors are given below:

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Minors of any age m...