MODIFIED INTEREST SUBVENTION SCHEME FOR SHORT TERM LOANS FOR AGRICULTURE AND ALLIED ACTIVITIES AVAILED THROUGH KISAN CREDIT CARD (KCC) DURING THE FINANCIAL YEAR 2025-26FINANCIAL YEARLENDING RATE TO FARMERSRATE OF INTEREST SUBVENTION TO LENDING INSTITUTIONS2025-267%1.50%

MUMBAI, India, Jan. 13 -- Reserve Bank of India issued the following notification:

RBI/2025-26/193

FIDD.CO.FSD.BC.No.10/05.02.001/2025-26

January 13, 2026

The Chairman/Managing Director/Chief Executive Officer

All Public Sector Banks, Private Sector Banks and

Small Finance Banks

Madam/Dear Sir,

Modified Interest Subvention Scheme for Short Term Loans for Agriculture and Allied Activities availed through Kisan Credit Card (KCC) during the financial year 2025-26

Please refer to our circular FIDD.CO.FSD.BC.No.8/05.02.001/2024-25 dated August 06, 2024 conveying the decision of the Government of India for continuation of the Modified Interest Subvention Scheme for short term loans for agriculture and allied activities for the year 2024-...