MUMBAI, India, Jan. 12 -- Reserve Bank of India issued the following speech:

Respected Governor;

Deputy Governor, Shri S C Murmu;

Chairman, Academic Council, College of Supervisors, Shri Arijit Basu; and members of the Academic Council of CoS

Director, CoS, Shri R. Subramanian;

Distinguished speakers, panellists and Managing Directors & CEOs of Regulated Entities;

My fellow colleagues from RBI, Ladies and Gentlemen.

A very good morning to all of you. It is a pleasure to be with you today at the third edition of the annual global conference of the College of Supervisors of the Reserve Bank of India.

2. As we all know, banking is becoming more digital, more connected, and more complex. So, I will use this opportunity to take this one ...