Mumbai, Oct. 31 -- Bank of Baroda (BoB) reported a year-on-year decline of 8.2% in its Q2FY26 net profit, which stood at Rs.4,809 crore, compared to Rs.5,238 crore in the same quarter last year.

Sequentially, however, profit rose 5.9% from the previous quarter, supported by healthy loan growth, higher margins, and lower credit costs.

Operating profit stood at Rs.7,576 crore, down from Rs.9,477 crore a year earlier.

Profitability metrics remained steady, with Return on Assets (ROA) at 1.07% and Return on Equity (ROE) at 15.37%.

On the business front, global advances grew 11.9% YoY to Rs.12.78 lakh crore, led by strong retail lending momentum.

Domestic advances rose 11.5%, while the retail loan portfolio expanded 17.6%, driven by solid...