India, Feb. 9 -- Gross non-performing assets (NPAs) of Scheduled Commercial Banks (SCBs) for domestic operations declined to a historic low of 2.15% as of the end of September 2025, provisional data released by the Reserve Bank of India showed. The level is lower than that recorded in 2010–11 and marks a sustained improvement over the past eight financial years.
According to the RBI, the gross NPA ratio for Public Sector Banks (PSBs) stood at 2.50% as of September 30, 2025, while Private Sector Banks recorded a ratio of 1.73% and Foreign Banks 0.80%. PSBs have seen a sharper decline in NPAs compared with private and foreign banks since March 2018, reflecting the impact of systemic reforms and balance-sheet strengthening.
The decline...