Mumbai, May 9 -- On a quarter-on-quarter (QoQ) basis, standalone net profit increased 8.28%, while total income grew 5.99% in Q4 FY25 over Q3 FY25.

Net interest income (NII) rose 2.96% QoQ to Rs 9,514 crore in Q4 FY25, compared to Rs 9,240 crore in Q3 FY25. However, net interest margin (NIM) slightly declined to 2.87% from 2.91% in the previous quarter.

Operating profit improved 2.78% QoQ to Rs.7,700 crore in Q4 FY25 from Rs 7,492 crore in Q3 FY25.

Total provisions stood at Rs 2,715 crore in Q4 FY25, down 5.99% QoQ.

Gross non-performing assets (GNPA) stood at Rs.35,350 crore as of 31 March 2025, down from Rs.43,098 crore a year earlier. The gross NPA ratio reduced by 116 basis points (bps) YoY to 3.60%, while the net NPA ratio declin...